Today, one of the biggest payment challenges that exists is solving the last-mile of a purchase made using an AI agent. In agentic commerce, a truly universal platform needs to ensure a consumer can buy any product, from any merchant, using any payment method – and VGS has one of the only platforms that can make this possible.
VGS is proud to announce that we are a preferred pilot partner with Visa, helping to pioneer the future of commerce. Our long-standing strategic partnership for payments tokenization is now evolving into foundational infrastructure to enable AI and Agent-driven commerce experiences, an emerging ecosystem often called Agentic Commerce.
VGS is a preferred partner for the Visa Intelligent Commerce Program
VGS and Visa are partnering to help Agentic Commerce businesses with their payment challenges.
Learn More
“In order for agentic commerce to scale, consumer payment information needs to be shared by the AI Agent, Merchant and Processors,” says VGS CEO, Chuck Yu. “We're excited to empower agentic commerce businesses to securely connect all of these parties and create a unified platform that connects any merchant, any product, and any payment method for seamless a checkout experience.”
VGS is an infrastructure platform that powers the full payment experience for agents, merchants, and processors. With VGS, AI companies and agentic commerce platforms can:
- Utilize PCI-compliant, secure and portable VGS Tokens that are built to be transmitted to third-parties, including between agents
- Process authenticated transactions on behalf of customers with Network Tokens
- Intelligently perform credential sharing with merchants and AI agents
PCI Compliance
Connecting agents, merchants, and processors requires a way to securely pass sensitive payment data between parties. Utilize PCI compliant, secure and portable VGS Tokens that are built to be transmitted to third-parties, including between agents. Collect, protect, and store sensitive data with the VGS Vault to mitigate risks when your agent needs to use sensitive payment data to route to merchants, agents, and payment providers.
Agentive commerce platforms can also collect and store card information on file for future purchases, including non-human in the loop transactions. With stored data tokenized, agents can connect with merchants, other agents, and third parties to share, route, and process transactions reliably.
Network Tokens
VGS Network Tokens allows agentic commerce businesses and AI-driven platforms to secure payment data by substituting card numbers (PAN) with unique tokens powered by Card Networks. When a user comes back to make a subsequent purchase, that card information on file will be ready and updated for a safely authenticated purchase. In the future, these will be combined with important security features that ensure Agents are authorized to make a transaction only directed by real users.
Check out VGS Network Tokens for your AI-driven commerce business to benefit from enhanced security, reduced fraud, and higher authorization rates.
VGS is at the forefront of empowering agentive commerce and merchant platforms. With connections and certifications to all four global card networks, VGS is among the first to enable building blocks and scalable standards in agentic commerce alongside partners like PayOS, a leading agentic card payment platform. We partnered with PayOS to provide them with Network Tokens and VGS PCI Tokens, enabling them to provide a seamless payment experience on all ends of the transactions with tokens.
"By partnering with VGS, we can offer PCI-compliant, agent-friendly vaulting that enables AI agents to safely initiate payments, billing, and transfers—at scale. Together, we're making it possible for agents to interact with money as seamlessly as humans do."
- Johnathan McGowan, CEO & Co-Founder, PayOS
Generating a Network Token from VGS Card Management
PII Data Security
Tokenizing sensitive data isn't limited to just card data, it also includes PII, personal identification information. With VGS, AI agents do not need to handle sensitive user information (ie. name, email, shipping address) and instead can leverage a secure token, preventing any sensitive information from being exposed.
An added enhancement? Tokenizing PII ensures that AI agents aren't utilizing sensitive personal data for AI modeling. With tokens, consumer data is now protected and AI agents are trusted only with data that is necessary to complete payment.
Why VGS?
The need for a tokenization platform to unlock payments in agentic commerce is more critical than ever. VGS tokens were built to be transmitted to third parties, solving the unique problem of uniting the multiple parties needed to enable agentic commerce at scale. VGS's patented technology to securely transmit sensitive data to any authorized third-party (via VGS Proxies) powers payments data to move more than 40B+ times a year. VGS has the ability to do this across any platform or merchants' existing integrations with payment providers with no additional integrations or coding needed.
Tokenization is the best programmatic mechanism for trust and security in agentic commerce. VGS is one of the only providers in the world built to securely transmit data with the control and flexibility required for Agentic Commerce and AI Platforms at scale.
Learn More
